Home Services Rebates Areas ๐Ÿ“ž (539) 265-5836
๐Ÿงฎ Real Calculations ยท Real Equipment ยท Real Prices

Massachusetts' Most
Detailed HVAC Quote

Real Mass Save rebate calculations using audited formulas. Equipment from the official Mass Save Qualified Products List. Transparent pricing. No guesswork โ€” no surprises.

Mass SaveQPL Certified
๐Ÿ“Manual J Sizing
๐Ÿ’ฐAll Rebates Stacked
๐Ÿ“‹Federal 25C Tax Credit
๐Ÿ”’No Obligation ยท Free
1
Service
2
Home Size
3
Fuel & Utility
4
Add-Ons
5
Your ZIP
6
Results
7
Contact

Step 1 of 7 โ€” What Do You Need?

Select the primary service. We'll calculate rebates specific to your selection.

โ™จ๏ธ Cold Climate Heat Pump Best Mass Save rebates โ€” heats AND cools. Up to $10,000 back.
๐Ÿ’จ Ductless Mini-Split Zone-by-zone control. No ductwork needed. Up to $2,500 rebate.
๐Ÿ”ฅ Heating Installation Furnace or boiler replacement. Up to $1,500 Mass Save rebate.
โ„๏ธ AC Installation Central AC or whole-home cooling. Up to $500 rebate.
๐Ÿ”ง Heating Repair Fast diagnosis and fix. Emergency service available.
๐Ÿ”ฉ AC Repair Cooling restored same day. All brands serviced.
โšก Oil-to-Gas Conversion Lower fuel costs permanently. Full utility coordination.
๐Ÿ’ง Boiler / Water Heater Hydronic heat or water heater upgrade. Multiple rebates.
๐Ÿข Commercial HVAC VRF systems, rooftop units, multi-zone solutions.
๐ŸšจEmergencyNo heat/cooling now
โšกThis WeekFailing or old system
๐Ÿ“…PlanningWithin 1-3 months
๐Ÿ“‹ResearchingJust getting educated

Step 2 of 7 โ€” Tell Us About Your Home

This determines the correct system size and BTU requirements using MA climate calculations.

1,500 sq ft
400 sq ft5,000 sq ft
๐Ÿ Single Family
๐ŸขCondo
๐Ÿ˜๏ธMulti-Family
๐ŸฌCommercial
๐Ÿš๏ธBefore 1960Likely needs ductwork
๐Ÿก1960โ€“1980Older ductwork possible
๐Ÿ˜๏ธ1980โ€“2000Standard ductwork
๐Ÿ—๏ธAfter 2000Modern construction
1๏ธโƒฃ1 ZoneWhole home / 1 unit
2๏ธโƒฃ2 ZonesTwo floors or areas
3๏ธโƒฃ3 ZonesMulti-area system
๐Ÿ”ข4+ ZonesWhole home VRF/multi-split
๐Ÿ“ Estimated System Size (MA Climate Calculation)
2.5 tons
45,000 BTU heating
30,000 BTU cooling
Formula: 30 BTU/sq ft heating ยท 20 BTU/sq ft cooling ยท 1 ton per 550 sq ft

Step 3 of 7 โ€” Current System & Utility

Your fuel type determines annual savings. Your utility determines Mass Save rebate eligibility.

๐Ÿ›ข๏ธHeating OilEst. save $2,400/yr
๐Ÿ”ถPropaneEst. save $2,200/yr
๐Ÿ”ตNatural GasEst. save $800/yr
โšกElectric ResistanceEst. save $1,400/yr
โ“Not SureWe'll confirm on site
โœ…Under 5 yrsStill under warranty
๐ŸŸก5โ€“10 yearsMid-life
๐ŸŸ 10โ€“15 yearsApproaching end of life
๐Ÿ”ด15+ yearsReplace soon โ€” rebate priority
๐Ÿ”ต
EversourceEligible ยท $2,650/ton rebate
๐ŸŸก
National GridEligible ยท $2,650/ton rebate
๐ŸŸข
Cape Light CompactEligible ยท $2,650/ton rebate
๐ŸŸ 
UnitilEligible ยท $2,000/ton rebate
๐Ÿ›๏ธ
Municipal Light PlantEligible + $500 MLP bonus (40+ towns)
โ“
Not Sure / OtherWe'll verify โ€” most qualify
๐Ÿ’ฐ Income-Qualified Enhanced Rebate (+$7,500)
Households at or below 80% Area Median Income (AMI) qualify for an additional $7,500 Mass Save rebate on top of the standard rebate. Check the box if your household income is approximately under $90,000 (varies by family size).
Income verification happens at the time of application โ€” checking this box does not commit you to anything.

Step 4 of 7 โ€” Additional Rebates Available

Stack these with your heat pump rebate for maximum savings. Toggle any that apply.

๐Ÿ’ง Heat Pump Water Heater Replace your electric or oil water heater with a heat pump model (Bradford White, Rheem, A.O. Smith). 3x more efficient than standard electric. + $600 Mass Save rebate ยท + $600 Federal 25C credit ยท Est. save $350/yr
๐Ÿ“ฑ Smart Thermostat Ecobee SmartThermostat Premium, Nest Learning Thermostat, or Honeywell Home T6 Pro. WiFi + voice control + energy reports. + $125 Mass Save rebate ยท + $150 Federal 25C credit ยท Est. save $140/yr
๐Ÿ  Air Sealing & Insulation Combined air sealing + attic and/or wall insulation. Most homes in MA lose 20โ€“30% of heat through poor insulation. Maximizes heat pump efficiency. + Up to $2,000 Mass Save rebate ยท $1,200 Federal 25C credit ยท Reduce bills by 20โ€“30%
โ„น๏ธ About Federal 25C Tax Credits
The Inflation Reduction Act (IRA) created the 25C Energy Efficient Home Improvement Credit. This is a dollar-for-dollar tax credit (not a deduction) of 30% of qualifying HVAC equipment cost. Heat pumps: up to $2,000/year. Water heaters: up to $600. Thermostats: up to $150. This credit is non-refundable but can carry forward. We provide IRS Form 5695 documentation as part of every installation package.

Step 5 of 7 โ€” Your Location

Some Massachusetts cities offer additional municipal rebates on top of Mass Save. We'll check for you.

๐Ÿ›๏ธ Cities with Additional Municipal Rebates
Cambridge (02138, 02139) $1,500
Newton (02459) $1,000
Wellesley (02481) $1,000
West Roxbury (02132) $500
Dorchester (02124) $500
South Boston (02127) $500
Norwood (02062) $400
Not listed? Call us โ€” new municipal programs launch regularly. We track all 351 MA cities.

Step 6 of 7 โ€” Your Real Rebate Calculation

Calculated using the official Mass Save rebate formulas. All numbers are real estimates โ€” exact amounts confirmed during your free in-home assessment.

โš™๏ธ

Calculating your Mass Save rebates, sizing your system, and matching equipment...

Step 7 of 7 โ€” Get Your Personalized Quote

A NATE-certified Massachusetts HVAC expert will call to discuss your results and schedule your free in-home assessment.

๐Ÿ“‹ What happens next
1.A tech reviews your answers within 15 minutes
2.You get a call within 1 hour (or next morning if submitted after 5pm)
3.Free in-home assessment scheduled โ€” same/next day if available
4.You receive a written quote with exact Mass Save rebate amounts

๐Ÿ”’ 100% private ยท No spam ยท No obligation ยท We never sell your data

Mass Save QPL Certified

Approved Equipment Catalog

Every unit listed here is on the official Mass Save Qualified Products List (QPL) and qualifies for the maximum available rebates. Real model numbers. Real specifications. AHRI certified.

All Equipment
โญ Top Rebate Tier ($10K)
Mini-Split / Ductless
Whole-Home Ducted
Mitsubishi
Bosch
Carrier
Daikin
Lennox
Mitsubishi Hyper-Heat FS
Mitsubishi
Hyper-Heat FS
MUZ-FS09NA
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Mitsubishi
Hyper-Heat FS
Outdoor: MUZ-FS09NA ยท Indoor: MSZ-FS09NA
13.5 HSPF2 โ†‘
24.6 SEER2 โ†‘
3.8x COP @47ยฐF
-13ยฐF Min Temp
9,000 BTU (0.75 ton) ยท R-410A
Heats at 100% capacity to 5ยฐF
Operates to -13ยฐF minimum
H2i Hyper-Heating Inverter tech
Built-in WiFi (kumo cloud)
Mitsubishi Hyper-Heat FS
Mitsubishi
Hyper-Heat FS
MUZ-FS12NA
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Mitsubishi
Hyper-Heat FS
Outdoor: MUZ-FS12NA ยท Indoor: MSZ-FS12NA
13.5 HSPF2 โ†‘
23.1 SEER2 โ†‘
3.8x COP @47ยฐF
-13ยฐF Min Temp
12,000 BTU (1 ton) ยท R-410A
12,000 BTU โ€” perfect for 400-700 sq ft
COP 3.8 at 47ยฐF (380% efficient)
100% heating capacity at 5ยฐF
Quiet: 19dB indoor at low speed
Mitsubishi Hyper-Heat FS
Mitsubishi
Hyper-Heat FS
MUZ-FS18NA
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Mitsubishi
Hyper-Heat FS
Outdoor: MUZ-FS18NA ยท Indoor: MSZ-FS18NA
12.5 HSPF2 โ†‘
21.6 SEER2 โ†‘
3.6x COP @47ยฐF
-13ยฐF Min Temp
18,000 BTU (1.5 ton) ยท R-410A
1.5-ton for 600-900 sq ft zones
Cold climate rated to -13ยฐF
10-year compressor warranty
Econo Cool energy-saving mode
Mitsubishi Hyper-Heat FS
Mitsubishi
Hyper-Heat FS
MUZ-FS24NA
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Mitsubishi
Hyper-Heat FS
Outdoor: MUZ-FS24NA ยท Indoor: MSZ-FS24NA
11.5 HSPF2 โ†‘
19.0 SEER2 โ†‘
3.4x COP @47ยฐF
-13ยฐF Min Temp
24,000 BTU (2 ton) ยท R-410A
2-ton for large open areas or multi-room
Heats to -13ยฐF
Hyper-Inverter DC motor
Self-cleaning filter weekly
Mitsubishi M-Series GL
Mitsubishi
M-Series GL
MUZ-GL12NA
๐Ÿ’ฐ Up to $2,500
Standard ยท Up to $2,500
Mitsubishi
M-Series GL
Outdoor: MUZ-GL12NA ยท Indoor: MSZ-GL12NA
11.0 HSPF2 โ†‘
18.0 SEER2 โ†‘
3.2x COP @47ยฐF
-4ยฐF Min Temp
12,000 BTU (1 ton) ยท R-410A
Heats to -4ยฐF
18 SEER2 efficiency
2-stage heating
Econo Cool mode
Daikin Aurora Cold Climate
Daikin
Aurora Cold Climate
RXL09QMVJU
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Daikin
Aurora Cold Climate
Outdoor: RXL09QMVJU ยท Indoor: FTXL09QMVJU
12.5 HSPF2 โ†‘
23.0 SEER2 โ†‘
3.7x COP @47ยฐF
-13ยฐF Min Temp
9,000 BTU (0.75 ton) ยท R-32
R-32 refrigerant (68% lower GWP)
Heats to -13ยฐF
3D auto-airflow (left/right/up/down)
Coanda effect for even air distribution
Daikin Aurora Cold Climate
Daikin
Aurora Cold Climate
RXL15QMVJU
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Daikin
Aurora Cold Climate
Outdoor: RXL15QMVJU ยท Indoor: FTXL15QMVJU
11.5 HSPF2 โ†‘
21.0 SEER2 โ†‘
3.5x COP @47ยฐF
-13ยฐF Min Temp
15,000 BTU (1.25 ton) ยท R-32
15,000 BTU for medium spaces
R-32 (next-gen, lower GWP)
Intelligent eye sensor
Self-cleaning evaporator
Bosch Climate 5000 Mini-Split
Bosch
Climate 5000 Mini-Split
BOVA-18HDN1-M20M
๐Ÿ’ฐ Up to $2,500
Standard ยท Up to $2,500
Bosch
Climate 5000 Mini-Split
Outdoor: BOVA-18HDN1-M20M ยท Indoor: BMS5-18HWD21N
10.0 HSPF2 โ†‘
20.0 SEER2 โ†‘
3.2x COP @47ยฐF
-4ยฐF Min Temp
18,000 BTU (1.5 ton) ยท R-410A
20 SEER2 cooling efficiency
Quiet: indoor โ‰ค19dB at low fan
Operates to -4ยฐF
Auto-swing 4-way louvres
Bosch IDS Premium Ducted
Bosch
IDS Premium Ducted
BOVA-36HDN1-M36M
๐Ÿ’ฐ Up to $8,500
Standard ยท Up to $2,500
Bosch
IDS Premium Ducted
Outdoor: BOVA-36HDN1-M36M ยท Indoor: BAH2H36A0B
9.5 HSPF2 โ†‘
18.0 SEER2 โ†‘
3.1x COP @47ยฐF
0ยฐF Min Temp
36,000 BTU (3 ton) ยท R-410A
3-ton whole-home ducted system
Works with existing ductwork
Quiet outdoor: 67dB
2-stage compressor
Carrier Performance Ductless
Carrier
Performance Ductless
38MAQB18R3
๐Ÿ’ฐ Up to $2,500
Standard ยท Up to $2,500
Carrier
Performance Ductless
Outdoor: 38MAQB18R3 ยท Indoor: 40MAQB18R3
10.0 HSPF2 โ†‘
18.0 SEER2 โ†‘
3.2x COP @47ยฐF
-4ยฐF Min Temp
18,000 BTU (1.5 ton) ยท R-410A
18 SEER2
Variable speed DC compressor
Wi-Fi control via Carrier Home app
Auto-restart after power outage
Carrier Infinityยฎ 20 HP (Ducted)
Carrier
Infinityยฎ 20 HP (Ducted)
25VNA048A003
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Carrier
Infinityยฎ 20 HP (Ducted)
Outdoor: 25VNA048A003 ยท Indoor: FE4ANF005
10.5 HSPF2 โ†‘
20.5 SEER2 โ†‘
3.4x COP @47ยฐF
-13ยฐF Min Temp
48,000 BTU (4 ton) ยท R-410A
4-ton whole-home ducted heat pump
Works at -13ยฐF
Infinity communicating system (auto-adjusts)
10-year parts warranty
Lennox SL25XPV Cold Climate
Lennox
SL25XPV Cold Climate
SL25XPV-018-230A
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Lennox
SL25XPV Cold Climate
Outdoor: SL25XPV-018-230A ยท Indoor: MLA-018S-230-2P
11.0 HSPF2 โ†‘
22.0 SEER2 โ†‘
3.5x COP @47ยฐF
-22ยฐF Min Temp
18,000 BTU (1.5 ton) ยท R-410A
Operates to -22ยฐF โ€” coldest in class
Dave Lennox Signatureยฎ Collection
iComfortยฎ S30 smart thermostat compatible
10-year warranty all parts
Lennox SL28XHV Ducted
Lennox
SL28XHV Ducted
SL28XHV-036-230A
๐Ÿ’ฐ Up to $10,000
โญ Top Tier ยท Up to $10K
Lennox
SL28XHV Ducted
Outdoor: SL28XHV-036-230A ยท Indoor: CBX32MV-036-230-6
9.8 HSPF2 โ†‘
19.0 SEER2 โ†‘
3.2x COP @47ยฐF
-22ยฐF Min Temp
36,000 BTU (3 ton) ยท R-454B
R-454B refrigerant (future-proof, low GWP)
Operates to -22ยฐF
Variable capacity 15-100%
3-ton whole home
Don't see your preferred brand? We install all major manufacturers on the Mass Save QPL โ€” Fujitsu, LG, Trane, York, Goodman, and more. Call us for a specific model recommendation.
๐Ÿ“ž Call for Specific Equipment Questions
Program Documentation

All Available Rebate Programs

Every program we use to stack your rebates. These are real, active programs โ€” not estimates or projections.

๐Ÿ…

Mass Save Cold Climate Heat Pump Rebate

$2,000โ€“$10,000

The flagship Mass Save rebate for cold climate air source heat pumps. Amount depends on your utility (Eversource/National Grid: $2,650/ton, Unitil: $2,000/ton) and system size. Maximum $8,500 for the heat pump itself plus a $500 sizing quality bonus.

Eversource, National Grid, Cape Light, Unitil customers eligible
Must install from Mass Save Qualified Products List (QPL)
Must use a registered Mass Save contractor (we are registered)
System must be correctly sized per Manual J / MA standards
Rebate processed within 4-8 weeks of installation
๐Ÿ’ฐ

Mass Save Income-Qualified Enhanced Rebate

Additional $7,500

Households at or below 80% Area Median Income (AMI) qualify for a dramatically enhanced rebate on top of the standard rebate. For a family of 4 in most MA counties, this is approximately income under $90,000.

Household income โ‰ค80% AMI
Must provide income documentation (tax return, pay stubs, or MassHealth enrollment)
EmPower+ program: 100% free upgrades for income at โ‰ค60% AMI
Moderate Income program: 75-80% off for 60-80% AMI
๐Ÿ›๏ธ

Federal IRA Section 25C Tax Credit

Up to $2,000/year

The Inflation Reduction Act created a 30% tax credit on qualifying HVAC equipment. This is a direct tax credit (not deduction) filed on IRS Form 5695 with your annual taxes.

30% of qualifying heat pump cost, max $2,000/year
Water heater: 30%, max $600/year (separate limit)
Thermostat: 30%, max $150 (part of $1,200 envelope limit)
Insulation: 30%, max $1,200 (part of envelope limit)
Annual credit โ€” can install in multiple years to maximize
We provide all documentation needed for Form 5695
๐Ÿ’ง

Heat Pump Water Heater Rebate

$600 Mass Save + $600 Federal

Replace your electric or oil water heater with a qualifying heat pump model. These units are 3x more efficient than standard electric water heaters.

Eversource, National Grid, Cape Light, Unitil eligible
Must be Energy Star certified model
Bradford White RE2H50, Rheem PROPH50, A.O. Smith HPTU-50 are popular qualifying models
Additional $600 federal 25C credit applied on taxes
Saves approximately $350/year vs. standard electric
๐Ÿ“ฑ

Smart Thermostat Rebate

$125 Mass Save + $150 Federal

Qualifying smart thermostats reduce energy use by 10-15% through intelligent scheduling, occupancy sensing, and utility demand response.

Ecobee SmartThermostat Premium โ€” qualifies for both programs
Nest Learning Thermostat (4th gen) โ€” qualifies
Honeywell Home T9 / T10 Pro โ€” qualifies
Rebate processed through Mass Save; federal credit on Form 5695
Demand response programs may add $20-50/year additional incentives
๐Ÿ 

Air Sealing & Insulation Rebate

Up to $2,000 Mass Save + $1,200 Federal

Insulation dramatically improves heat pump efficiency. Most MA homes built before 2000 have significant insulation gaps. We recommend a combined heat pump + insulation project for maximum benefit.

Free home energy assessment required (Mass Save schedules)
Attic insulation to R-49: significant rebate
Air sealing: separate rebate calculation
Wall insulation: rebate available
Federal 25C credit: 30% of cost up to $1,200 (envelope limit)
Low-income households: may qualify for free insulation
๐Ÿ›๏ธ

Municipal Light Plant (MLP) Bonus

$500 extra (40+ towns)

Customers of municipal electric utilities in Massachusetts qualify for an additional $500 on top of the standard Mass Save rebate.

Municipal utilities include: Concord, Groton, Harvard, Holden, Hull, Ipswich, Littleton, Mansfield, Marblehead, Middleborough, Norwood, Peabody, Reading, Rowley, Shrewsbury, Taunton, Templeton, Wakefield, Wellesley, Westfield, West Boylston, Wilmington and more
Participating through MLPMA efficiency programs
$500 per heat pump system installed
๐ŸŒก๏ธ

Municipal City Rebates

$400โ€“$1,500 by city

Several Massachusetts cities offer additional rebates on top of Mass Save, funded by municipal sustainability programs.

Cambridge: $1,500 additional for heat pump systems
Newton: $1,000 additional
Wellesley: $1,000 additional
West Roxbury, Dorchester, South Boston: $500 each
New municipal programs launching regularly โ€” we track all 351 MA cities
We verify your eligibility during your free assessment
100% Transparent

How We Calculate Everything

Our calculator uses the same formulas as licensed HVAC engineers and Mass Save program administrators. Here's exactly how every number is derived.

๐Ÿ“ System Sizing (Manual J Approximation)

Heating BTU = sq_ft ร— 30
Cooling BTU = sq_ft ร— 20
Tons = round(sq_ft รท 550, 0.5)
Min: 1 ton ยท Max: 5 tons

These coefficients are derived from ASHRAE Manual J methodology adjusted for the Massachusetts climate zone (5A/6A). The actual Manual J calculation considers R-values, window area, infiltration, and orientation โ€” which we perform on-site during your free assessment.

Source: ASHRAE Handbook of Fundamentals, MA Energy Code 780 CMR

๐Ÿ… Mass Save Rebate Calculation

Rate = $2,650/ton (Eversource / National Grid)
Rate = $2,000/ton (Unitil)
HP Rebate = min(Rate ร— Tons, $8,500)
+ Sizing Bonus: $500
+ Income Enhanced: $7,500 (if qualified)
+ MLP Bonus: $500 (if MLP utility)
+ Municipal ZIP bonus (if applicable)
Source: Mass Save Heat Pump Accelerator Program guidelines, January 2024

๐Ÿ›๏ธ Federal 25C Tax Credit

IRA 25C = min(Gross Cost ร— 30%, $2,000)
Water Heater 25C = min(WH Cost ร— 30%, $600)
Thermostat 25C = min(Thermo Cost ร— 30%, $150)
Insulation 25C = min(Insul Cost ร— 30%, $1,200)
(Envelope credits share the $1,200 limit)
Source: IRS Notice 2023-59, Form 5695 instructions, Inflation Reduction Act ยง13301

๐Ÿ’ฐ Annual Energy Savings

Base Savings (per fuel type, 2,000 sq ft):
Oil: $2,400/yr
Propane: $2,200/yr
Electric: $1,400/yr
Natural Gas: $800/yr

Adjusted: Base ร— (sq_ft รท 2,000)

Based on MA average energy prices (EIA 2024) and measured heat pump performance data. Oil savings assume ~$4.20/gallon and gas savings assume ~$1.65/therm.

Source: US EIA Massachusetts Energy Profile 2024, ACEEE Heat Pump Report

โฑ๏ธ Payback Period & Net Cost

Net Cost = Gross Cost โˆ’ Total Rebates
(min $0 โ€” you cannot owe money to rebates)

Payback = Net Cost รท Annual Savings
(years until savings exceed net investment)

10-yr Net = (Annual Savings ร— 10) โˆ’ Net Cost
Payback does not include financing costs. Actual payback depends on energy price inflation (historically 3-5%/yr), which would reduce payback period shown.

๐ŸŒฑ COโ‚‚ Reduction Calculation

Oil: 22.4 lbs COโ‚‚/gallon
Propane: 12.7 lbs COโ‚‚/gallon
Gas: 11.7 lbs COโ‚‚/therm
MA Grid: 0.386 lbs COโ‚‚/kWh (2024)

COโ‚‚ Saved = Fuel Factor ร— Consumption ร— (sqft/2000)
Consumption estimate: ~800 gal-equivalent/yr
Source: EPA eGRID 2023 (NEWE subgrid), EIA COโ‚‚ emission factors. MA grid emissions decrease ~5%/year as renewable capacity grows โ€” your heat pump gets cleaner over time.

Ready for Your Exact Numbers?

Our calculator gives you real estimates โ€” your free in-home assessment gives you exact figures, confirmed rebate amounts, and a written quote.

๐Ÿ“žEmergency Line